Ex-spouse co-signed name to $30k student loans without permission - what relief/protection is there?

Question

My boyfriend just recently discovered that his ex-wife used his personal information to co-sign his name to about $30k worth of student loans after they were divorced, and is now, of course, not paying them back. Student loan co. is refusing to provide information regarding account numbers to be able to go to the police. The Department of Education says they can't do anything because the loan company is private. The AG office says they can't offer advice, and the FTC says it won't take a complaint from an individual. Does anyone have any idea what he needs to do? He's a single father already working two jobs and his own student loans come due in November, so paying these would cause an enormous financial burden, and it's already hurting his credit. We need help!

Answer 1

Your boyfriend should be able to get the information on the student loans no problem by calling the private student loan company. If they say he did cosign he has every right to the info and account numbers.



How else would he know which account to pay? LOL I mean gez, have him call them and tell them he wants to make a payment and needs the address and account numbers to do so. Then he needs to call the police and file a police report and report his ex for identity theft.



Be SURE however he really didn't cosign for her, because if he DID cosign for her even before or after they divorced (and I suspect this what occurred and you are not getting the whole truth) he can go to jail for filing a false police report.

Answer 2

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Answer 3

Only the lender can let you off this loan. Yes, they will go after her first, but it sounds like they already did that and that being unsuccessful, they now must come after you. This should have been taken care of in the divorce. Make sure that if the lender sues you, she is brought into court and if they do not bring her in, you need to. IF the total of the loan is much more than this, get a lawyer.

Answer 4

He definitely needs to let his divorce attorney know what is going on. The attorney will know what action to take. It will probably be something as simple as a letter. But, that letter will probably protect him from future action against him.