I have no credit history because my identity was stolen and I just got it cleared up. I'm 18 going to college and need a bank account for students that is good. No high rates, excessive fees and whatnot. I live in California but will be going to college in New York. So a national bank is necessary. I've narrowed it down to Citibank, BoA, or Chase. I've heard good things about Citibank and BoA. For my circumstances what is the best bank for students like myself?