will i get a stimulus if i owe defaulted student loans if i'm in a payment plan already?

Question

i've been in a payment plan with an student loan collection agency for a few months. i owe like $4,000. these loans are almost 10 yrs old and are no longer on my credit report. i checked the irs.gov website and it said i should be receiving a stimulus checked mailed out between june 27. so is it possible that some slip threw the cracks and get a stimulus check even if you owe? i'm paying the student loan debt back now. has anyone gotten a stimulus check with defaulted student loans. i've tried calling the number on the website but its always busy.

Answer 1

It depends on if this agency, or any other, has placed a government lien on your social security number. Until you have completed your 12-month repayment terms to bring your loans back into good standing (which I am assuming is what you are doing), the loans are technically still considered to be in default. I would put 80% chance that the check will go directly to the company handling your loans, then you will get a letter advising this is what happened. I went through this process a few years back, and I believe I had a tax refund that went to the company even though I was making monthly payments since they did not remove the lien info until the 12-months passed. Now, I make sure I never pay the government more than what I might owe!

Answer 2

Call your collection agency and ask them this.