What is an appropriate credit card to apply for for Canadian university students?

Question

I am in university, and I have a youth debit account for TD Canada Trust.

Answer 1

A low-limit one!



If you're with TD, they can offer you a couple of different options. In fact...



http://www.tdcanadatrust.com/products-services/banking/credit-cards/student-cards/student.jsp



They offer a credit card plan especially for university students. Go into your branch to speak directly to a representative about it and how it works, and what all of your options are. (:



Just make sure that you keep the limit low. You can still establish a credit rating by paying off low-limit debts, and you don't want to find yourself with a full card when it's too much to handle!



ALSO! Don't forget that, once you turn 19, TD might start charging you for banking costs. It happened to me; suddenly my youth account had changed to a standard one because I was no longer eligible, and for a full month, my fees exceeded $65! They also have a student chequing account that you'll be able to take advantage of.

Answer 2

The above answer is genuine, regardless of if, they might desire to have further that as a intense college scholar, you're probable decrease than 18, which skill you're underage to get credit. while you're 18, then you certainly nonetheless do no longer prefer to coach for credit because you haven't any income, and no thank you to pay it back... pay as you go enjoying cards do artwork for ebay however, yet what you will get at a gas station is a card just to get right of entry to the money you loaded till the actual card is obtainable interior the mail..... maximum suitable wager is to ask your mom and dad to hitch